Guardian Earns 5-Star Rating for 82 Consecutive Quarters

The following is an excerpt from a letter by a bank rating company - BauerFinancial, Inc.

Dear Mr. Seiz

It's report card day and GUARDIAN SAVINGS BANK has once again made the grade. By earning and sustaining BAUERFINANCIAL's 5-Star Superior rating for 82 consecutive quarters, your bank has demonstrated the epitome of safety and soundness.

The prestigious Sustained Superiority Status is earned by fewer than 10% of the nation's banks. To achieve this honor, your bank has exhibited the best in such areas as capital adequacy, asset quality and stability (to name a few), and has done so every quarter for over 21 years!

Sincerly,

Karen L. Dorway, President