09/22/2022: New CD Specials 9-22-22

  * APY based on 12-month term with compounding semi-annually. 15-Month CD’s compound quarterly. Minimum balance to open and earn APY is $1,000.  Funds must be new money (from another financial institution).  A penalty may be imposed for early withdrawals. Fees could reduce earnings. After maturity, you will earn the base rate of interest in […]

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08/26/2022: CD Specials

Choose your term – 12, 15, 18, 24, 30 or 36 months. $1,000 Minimum to open. Must be new money* *Annual Percentage Yield (APY) is effective as of 8/25/22. APY based on 12-month term with compounding semi-annually. 15-Month CD’s compound quarterly. Minimum balance to open and earn APY is $1,000.  Funds must be new money […]

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07/14/2022: Pick – A – Term

PICK-A-TERM – CD SPECIAL Choose from 12, 18, OR 24 MONTHS 1.25 % APY * $25,000 Minimum to open *Annual Percentage Yield (APY) is effective as of 7/14/22. APY based on 12-month term with compounding semi-annually. Minimum balance to open and earn APY is $25,000.  Funds must be new money (from another financial institution).  Existing […]

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06/30/2022: New Hours

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04/15/2022: Discounted Mortgage Loan Closing Costs

We’re a community bank. We don’t see customers: we see neighbors. So, when it comes to looking for a home loan, wouldn’t you rather be treated as a neighbor than just another customer? So, neighbor we are offering you a $100.00 off the closing costs* on a home purchase or refinancing your current home. Just […]

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CD RatesIcon for: Rates

Term Rate APY*
15 Month Special 1.75% 1.76%
24 Month .75% .75%
30 Month Special 2.25% 2.27%
More Rates

Rates are not guaranteed and are subject to change. To request a new account disclosure call 618-876-5544 or email us at customerservice@bankguardian.com.

CD Rates Effective as of 9/22/2022.

Lost or Stolen ATM/Debit Card?

If your ATM or Debit card is ever lost or stolen, please contact us immediately at 618-876-5544. After regular business hours, please call 1-833-933-1681 to receive immediate assistance.