Identity Theft

Identity Theft – What is Identity Theft? To summarize the various definitions, Identity Theft is using another’s identity to commit, aid or abet unlawful activity. The FTC has published “Signs” of Identity Theft http://www.consumer.ftc.gov/articles/0271-signs-identity-theft

Identity Theft Hotline at: 1-866-999-5630 or 1-877-844-5461 (TTY) provided by Illinois Attorney General

Visit the website to learn more: http://www.illinoisattorneygeneral.gov/consumers/hotline.html

An excerpt from statelaws.findlaw.com:

A person commits identity theft when he or she knowingly:

  • Uses any personal identifying information or personal identification document of another person to fraudulently obtain credit, money, goods, services, or other property
  • Uses any personal identification information or personal identification document of another with intent to commit any felony not set forth above
  • Obtains, records, possesses, sells, transfers, purchases, or manufactures any personal identification information or personal identification document of another with intent to commit any felony
  • Uses, obtains, records, possesses, sells, transfers, purchases, or manufactures any personal identification information or personal identification document of another knowing that such personal identification information or personal identification documents were stolen or produced without lawful authority
  • Uses, transfers, or possesses document-making implements to produce false identification or false documents with knowledge that they will be used by the person or another to commit any felony
  • Uses any personal identification information or personal identification document of another to portray himself or herself as that person, or to gain access to any personal identification information or personal identification document of such person, without his or her prior express permission
  • Uses any personal identification information or personal identification document of another to gain access to any record of the actions taken, communications made or received, or other activities or transactions of such person, without his or her prior express permission
  • In the course of applying for a building permit, provides the license number of a roofing or fire sprinkler contractor whom he or she does not intend to have perform said work – See more at: http://statelaws.findlaw.com/illinois-law/illinois-identity-theft-laws.html#sthash.LOCWhiMi.dpuf

Disclaimer: The Consumer Education pages are meant to provide the consumer with educational material including links to various websites. It is not intended to practice law. Please contact proper authorities for clarification where legal advice is necessary.

Consumer Education

Welcome to our education corner. Learn more about subjects including: Identity Theft, Elder Abuse, Local Links, FEMA, FDIC etc.

FDIC Deposit InsuranceIcon for: Video

CD RatesIcon for: Rates

Term Rate APY*
2 Years 0.90% 0.90%
30 Months 2.00% 2.01%
3 Years 2.00% 2.01%
More Rates

Rates are not guaranteed and are subject to change. To request a new account disclosure call 618-876-5544 or email us at customerservice@bankguardian.com.

CD Rates Effective as of 12/27/2018.

Contact UsIcon for: Contact

E-mail is not necessarily secure against interception. You can call us directly at 618-876-5544 during 9-5, or use our Secure Contact Form instead.

Name is required.
Email is required.
Phone is required.
Comment is required.