12/03/2021: Now offering Credit Cards!

Click to APPLY NOW

We now have Credit Cards! Choose from our Platinum Credit Card, Platinum Rewards Credit Card, Platinum Cash Rewards Credit Card. APR ranges from 10.99% – 14.99% depending on which card you choose.


  • Apple, Samsung, Google, & Visa Checkout
  • EMV/Chip Enabled
  • Cardholder inquiry service
  • Lost or Stolen card reporting
  • Emergency Card replacement
  • Auto rental collision damage waiver
  • Zero liability fraud support
  • Travel & Emergency assistance services
  • Purchase security/extended protection
  • Roadside dispatch
  • Online account information – MyCardStatement.com
  • Verified by Visa
  • Fraud alert notices: Email, text & IVR
  • Travel accident insurance
  • Purchase alerts

SecurLock Equip App can be downloaded for card controls.

Rewards are tracked at scorecardrewards.com

Getting approved takes 1-2 business days and cards arrive in 7-10 business days.

BUSINESS Credit Card options also available.

Learn more by visiting https://bankguardian.yourcommunitycard.com/

Customer Service 1-800-423-7503

Lost or stolen card 1-866-604-0381

More details on Personal Credit Cards

More details on Business Credit Cards

CD RatesIcon for: Rates

Term Rate APY*
2 Years 0.30% 0.30%
30 Months 0.35% 0.35%
3 Years 0.35% 0.35%
More Rates

Rates are not guaranteed and are subject to change. To request a new account disclosure call 618-876-5544 or email us at customerservice@bankguardian.com.

CD Rates Effective as of 6/10/2021.

Lost or Stolen ATM/Debit Card?

If your ATM or Debit card is ever lost or stolen, please contact us immediately at 618-876-5544. After regular business hours, please call 1-800-528-2273 to receive immediate assistance.