07/14/2022: Pick – A – Term


Choose from 12, 18, OR 24 MONTHS

1.25 % APY *

$25,000 Minimum to open

*Annual Percentage Yield (APY) is effective as of 7/14/22. APY based on 12-month term with compounding semi-annually. Minimum balance to open and earn APY is $25,000.  Funds must be new money (from another financial institution).  Existing customers may be eligible with transfer from Savings or Money Market of $25,000 to an existing and renewing certificate. A penalty may be imposed for early withdrawals. Fees could reduce earnings. After maturity, you will earn the base rate of interest in effect at that time.  Offer applies to personal accounts only.  Individual Retirement Accounts (IRA’s) are not eligible for this offer.  Promotional rate offered for a limited time only and subject to change without notice.  Member FDIC.

CD RatesIcon for: Rates

Term Rate APY*
9 Month Special - New Money 3.50% 3.53%
More Rates

Rates are not guaranteed and are subject to change. To request a new account disclosure call 618-876-5544 or email us at customerservice@bankguardian.com.

CD Rates Effective as of 05/11/2023.

Lost or Stolen ATM/Debit Card?

If your ATM or Debit card is ever lost or stolen, please contact us immediately at 618-876-5544. After regular business hours, please call 1-833-933-1681 to receive immediate assistance.