We now have Credit Cards! Choose from our Platinum Credit Card, Platinum Rewards Credit Card, Platinum Cash Rewards Credit Card. APR ranges from 10.99% – 14.49% depending on which card you choose.
- Apple, Samsung, Google, & Visa Checkout
- EMV/Chip Enabled
- Cardholder inquiry service
- Lost or Stolen card reporting
- Emergency Card replacement
- Auto rental collision damage waiver
- Zero liability fraud support
- Travel & Emergency assistance services
- Purchase security/extended protection
- Roadside dispatch
- Online account information – MyCardStatement.com
- Verified by Visa
- Fraud alert notices: Email, text & IVR
- Travel accident insurance
- Purchase alerts
SecurLock Equip App can be downloaded for card controls.
Rewards are tracked at scorecardrewards.com
Getting approved takes 1-2 business days and cards arrive in 7-10 business days.
BUSINESS Credit Card options also available.
Learn more by visiting https://bankguardian.yourcommunitycard.com/
Customer Service 1-800-423-7503
Lost or stolen card 1-866-604-0381
More details on Personal Credit Cards
More details on Business Credit Cards
GRANTS AVAILABLE FOR DOWNPAYMENT ASSISTANCE
We currently participate in two grant programs: Down Payment Plus Grant (DPP) and Madison County Community Development Homebuyers Grant (MCCD).
Down Payment Plus (DPP) is a grant funded by the Federal Home Loan Bank of Chicago and is available through participating Lenders. The grant is a 5-year forgivable grant to those who meet certain criteria. The grant is used for down payment and closings costs. The possible funding ranges vary from year to year, available on a first come-first served basis and while funds last. For 2021, minimum borrower contribution is $1,000 of borrowers own funds.
Madison County Community Development Homebuyer Program is a grant for down payment and closing cost assistance. This is a 5-year forgivable grant to those who meet the criteria. The possible funding ranges from $1,000-$5,000 for down payment and closing costs, available on a first come-first served basis and while funds last.
*Housing Rehabilitation Program is a grant designed to “eliminate safety and health code violations.” This grant is a 5-year forgivable grant to those who meet the criteria. This grant is used for rehabilitation of vacant homes in conjunction with the MCCD Homebuyer grant. The possible funding ranges between $5,000-$20,000 toward rehabilitation, on a first come-first served basis and available while funds last. The goal of this grant is to make the home safer, healthier and lower maintenance for the low and moderate income homeowners.
Learn more about the HOMEBUYER and Rehabilitation grants at http://www.co.madison.il.us/departments/community_development/index.php